Understanding Earnest Money: How it Works in Real Estate Transactions

Earnest money simply ___ of contract. contract can have ___ dollars as earnest money, if ___ to by both buyer & seller. contract would still be ___ if all other terms also agreed upon. Earnest money amount varies, but _-2% of sales price usually adequate. At closing earnest money applied toward buyer’s closing costs & ___ ___

term – zero – agreed – binding – 1 – down payment

Earnest money simply means a deposit made by a buyer to show their good faith in purchasing a property. The earnest money is usually a small percentage of the total purchase price and is deposited into an escrow account until the closing of the transaction.

A contract can have a specified amount of dollars as earnest money if agreed to by both the buyer and seller. However, it is not necessary to have a specific dollar amount, as long as both parties agree on a reasonable amount. If all other terms of the contract are also agreed upon, then the contract would still be enforceable.

The amount of earnest money varies depending on the property and the negotiations between the buyer and seller. Generally, 1-2% of the sales price is considered a reasonable amount for earnest money.

At closing, the earnest money is applied toward the buyer’s closing costs and down payment on the property. If the buyer does not close on the property, the earnest money may be forfeited to the seller as liquidated damages for the buyer’s breach of the contract.

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