Understanding Insurance Policy Declarations: An Essential Guide for Policyholders

What part of a policy shows the amount of insurance, premium, and policy terms?

Declarations

The part of a policy that shows the amount of insurance, premium, and policy terms is referred to as the “Declarations” or “Declarations Page”. The Declarations page is an important part of an insurance policy as it provides a summary of the key information related to coverage, premiums, deductibles, endorsements, and exclusions. It typically includes the name of the insurance company, the policy number, the policy effective date and expiration date, the insured’s name and address, the insured property or risk, the limits of coverage, and the applicable deductibles. The Declarations page is often provided at the beginning of the policy and serves as a quick reference guide for the insured and their insurer.

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