Understanding the Four Components of a Title Commitment: A Guide for Property Buyers and Real Estate Professionals

There are four parts to Title Commitment called ___

schedules

The four parts of a Title Commitment are:

1. Schedule A: This section includes basic information about the property such as the property owner, legal description, and any exceptions or exclusions to the title policy coverage.

2. Schedule B-I: This section lists any requirements that must be met in order to issue the title policy. This may include paying off liens or mortgages, obtaining releases from previous property owners, or curing defects in the title chain.

3. Schedule B-II: This section lists any items found during the title search that could affect the buyer’s interest in the property. This may include outstanding liens, judgments, or encroachments on the property.

4. Schedule C: This section provides a disclosure of any limitations or exclusions to the title policy. This may include exclusions for certain claims or losses, such as defects known to the buyer at the time of purchase.

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