Understanding DP-2 Policies: Coverage for Non-Occupied Properties and Limitations on Snow Damage to Awnings

A DP-2 policy covers all of the following EXCEPT:-damage to awnings from weight of snow.-damage to property caused by burglars.-freezing of automatic fire sprinkler systems.-accidental discharge of steam from a plumbing system.

damage to awnings from weight and snow

A DP-2 policy is a type of insurance policy that provides coverage for properties that are not occupied by their owners. It typically covers perils such as fire, lightning, windstorm, hail, vandalism, and damage caused by vehicles or aircraft.

The correct answer based on the options given is damage to awnings from weight of snow. A DP-2 policy generally provides coverage for damage caused by burglars, freezing of automatic fire sprinkler systems, and accidental discharge of steam from a plumbing system. However, it may not provide coverage for damage to awnings from weight of snow, as this may be considered a maintenance issue rather than a sudden or accidental event.

It’s important to note that insurance policies vary depending on the provider, and the coverage provided may differ depending on the specific policy and the endorsements attached to it. It’s always best to read and understand the terms and conditions of a policy before purchasing it and to consult with an insurance professional if there are any questions or concerns.

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