Understanding the Legal Distinctions Between Guarantors and Sureties in Debt Obligations

When someone promises to pay the debt of another but is not an executor, what are they acting as?

A surety for the original debtor.

The person who promises to pay the debt of another but is not an executor is acting as a guarantor or a surety. A guarantor is a person who assumes responsibility for the debt of another person and promises to make the payment in case of default by the debtor. In legal terms, a guarantor is liable for the debt of the borrower and can be sued in case of non-payment. A surety is a similar concept where the surety guarantees to fulfill the obligation of the debtor if they are unable to do so. However, there may be some differences in the legal implications of a guarantor and a surety, depending on the specific jurisdiction and the terms of the agreement between the parties involved.

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